![]() ![]() As long as you're sure you can comfortably manage making monthly mortgage payments, you might want to do it now while your employment history looks stable. New jobs look bad on mortgage applications and being unemployed is even worse. Use that money to help finance your next adventure - you'll have lots of free time soon anyway. ![]() Unless you're starting a new business and need vacation days to get it off the ground, consider holding off on taking vacation days if your state allows you to take cash instead. Get a checkup, see your dermatologist about that weird mole and get refills on prescriptions before that stuff starts to cost an arm and a leg. Chances are your employer health benefits are better than your coverage once you're unemployed. Take advantage of your health insurance.That way you don't have to worry about leaving room in your budget for utilities and essentials for a few months. Ask your HR department what your options are. You might also be allowed to leave it where it is, though you might have to pay some administrative fees. Some allow you to roll over your funds into another retirement account, making you responsible for deposits each pay period. Different employers have different policies when it comes to retirement savings. Because you don't have the safety net of a job, make sure you have an emergency fund should you get into an accident or need money in a hurry. All international money transfer servicesįinancial checklist before quitting a job. ![]()
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